Sunday, June 21, 2020
Provide an overview of changes in the bank regulations affecting foreign banks location decision, differentiating developed and developing countries. During the last few decades, internationalisation of banks has been increased. It often occurs in developing countries, where foreign banks enter their market. As a foreign bank, they have to overcome many problems when planning to establish their presence across border. Among them choosing a market is a finical job, where they have to bother about factors like culture, language and domestic bank regulations in the host countries and regulations differ significantly across countries. Changes and affect The banking regulations of host country that effect the location decision can be of Regulations on bank activities and banking-commerce links. Regulations on entry of domestic and foreign banks. Regulations on capital adequacy. Deposit insurance design. Supervision. Regulations on easing private-sector monitoring of banks. Government ownership of banks. (James R. Barth, Gerard Caprio, Jr. and Ross Levine) During 19th century, there were many barriers by the nations towards the foreign banks. These barriers can be broadly classified as explicit barriers and implicit barriers. Explicit barriers may be the rules and regulations limiting entry of foreign banks, their behaviour. Treating foreign banks differently from domestic banks is an explicit barrier. Prevention of the entry and expansion of foreign banks by the government in favour of the local or domestic banks is a type of implicit barrier. By the middle of 19th century, there appeared a trend of lower ing the barriers over time, which helps the banks to go global. Its found to be a lower penetration rate of foreign banks, about 10% in developed countries, whereas a much higher level is in developing countries, about 50%. A higher trend towards lowering both barriers over time was appeared in developing countries governments which results in a higher foreign bank penetration rate. Considering New Europe consisting developing countries like Poland, Hungary reduced ownership of state banks along with implicit and explicit barriers towards the entry of foreign banks and allows them to control most of their banking assets (Allen N. Berger).This happens mainly because of their transition from socialism. More over in some cases such as Estonia, Czech Republic the foreign banks takes over 90% of market shares. Some nations have explicit rules that limit the behaviour and expansion of foreign banks even after entry. For example, in India, foreign banks that purchase shares of local Ind ian banks are restricted to a maximum of 10 percent of voting rights and also face explicit additional capital requirements and permission for branch expansion (Berger, Klapper, Martinez-Peria and Zaidi, 2005). Similarly limits on financial ratios and minority ownership in china acts as barriers for foreign banks According to Bath, Caprio and Levine 2001, Developing countries set more restrictions on foreign bank entry and taking ownership of domestic banks, branching. In addition these countries have a stronger legal system and offshore financial centres. The lack of handling hard-information lending technologies rather than soft-information lending is also a barrier for foreign banks. The action of government officials, trying to prevent foreign entry and expansion in favour of domestically based institutions acts as a problem. This may include delaying foreign bank acquisitions. Apart from European and Asian countries the developing countries from Latin America has a very high rate of foreign bank penetration. But the reason for foreign presence in Latin America and Eastern Europe differs. Much of the foreign ownership in Latin America arises from liberalization and financial crisis. Another contributing factor is the small role for state owned banks. On the other hand, forces behind the foreign ownership in eastern Europe was combined of privatization of state owned institutions and dearth of private, domestic banks with expertise to take over these institutions. In case of developed countries referred here as Old Europe consisting Germany, Italy, France and USA removes most of their explicit barriers towards foreign banks. In addition, nations of Old Europe designed Single Market Program (SMP) which allows them to share a single banking market and banking license. So this helps their banks to cross border easily. Along with this, technological advances such as advances in information processing, financial technologies attracted foreign banks. The sh orter distances between the countries were an advantage. Here also there are barriers for foreign penetration. Whenever a new market opens up, the first one to take advantage are the banks in order to increase their profits. The Basle Committee on Bank Supervision has developed an extensive list of best practices for the regulation and supervision of banks, which is promoted by the International Monetary Fund and the World Bank. There is a strong sense that if only policymakers in countries around the world would implement particular regulatory and supervisory practices, then bank safety and soundness would improve, thereby promoting growth and stability (James R. Barth, Gerard Caprio, Jr. and Ross Levine). One of the reasons for the less penetration of foreign bank penetration in developed countries is the preventive regulation and protective regulation. Preventive regulations include market entry, capital adequacy, liquidity control, permissible business activities, foreign currency exposure, loan concentration and country risk. Protective regulations include deposit insurance and lender of last resort and emergency control.(Richard Dale). For example, to boost the economic growth, Individual states within the United States created a more competitive (and diversified) banking sector by liberalizing their branching restrictions. The regulatory response of the US banking crises of the 1930s was the creation of the deposit insurance system(Alfred Lewis and Gioia Pescetto). Banks from developed countries are likely to be more efficient and so have advantage over their competitors in host market. More regulations that affect the location can be economic integration, institutional characteristics and profit opportunities. (Dario Focarelli). The utmost percentage ownership of a banks capital is higher among higher income countries than lower ones. The stringency of capital requirements is lower for lower income countries than for upper income countries. There is a clear trend for the restrictiveness of bank activities to decline as one move from the lower income countries to the higher income countries. Conclusion Summarising the above data, changes in banking regulations during the 19th century makes the globalization of banks possible. The penetration in developed countries seems to be least as compared to developing countries. Lower income countries as a group are no more restrictive to foreign banks than upper income countries.
Saturday, May 23, 2020
What is true love? True love is the wind, you cannot touch it, but you can feel it. True love is a gamble, it is the greatest of all risks. True love is a precious and ineffable sensation among human beings. The concept Ã¢â¬Å"true loveÃ¢â¬ is defined Ã¢â¬Å"as caring about the health, well-being and happiness of another person to a greater degree than your own health, well-being and happinessÃ¢â¬ by Dr. Neder. He explained, Ã¢â¬Å"When you carefully consider your words, thoughts and actions, and specifically how they will benefit that other person, youÃ¢â¬â¢re in love.Ã¢â¬ In A Midsummer Night s Dream, William Shakespeare intertwined each individual characters. Through the concept of true love and presented to the audiences a twisted yet romantic love story. The love stories of Renaissance are richly colorful, so Shakespeare used multiple literary techniques to present to the readers a vivid image of true love. Shakespeare applied metaphor in the lines of Lysander. In Act 1, scene 1, Lysander says to Hermia, Ã¢â¬Å"The course of love never did run smooth. But either it was different in bloodÃ¢â¬ (Shakespeare 134-135). In this line, the love is like a journey, Lysander thinks loves is rough and thwarted. It is always difficult for couples to marry. HermiaÃ¢â¬â¢s father, Egeus, wants Hermia to marry Demetrius but not Lysander. So Lysander thinks Egeus and Demetrius are the obstacles during the journey of love. They let love so difficult. He wants to convince Hermia to run away with him to avoid those obstaclesShow MoreRelatedWilliam Shakespeare s A Midsummer Night s Dream1339 Words Ã |Ã 6 PagesHonors For A Midsummer Night s Dream By William Shakespeare 1. Title of the book - The title of the book is called A Midsummer Night s Dream by William Shakespeare. 2. Author s name - The author of the book A Midsummer Night s Dream is William Shakespeare. 3. The year the piece was written - A Midsummer Night s Dream by William Shakespeare was believed to have been written between 1590-1596. 4. Major Characters - There are three major characters in the book A Midsummer Night s Dream by WilliamRead MoreWilliam Shakespeare s A Midsummer Night s Dream1474 Words Ã |Ã 6 Pagesinstance, one could look at the movies A Midsummer NightÃ¢â¬â¢s Dream and Shakespeare in Love. The latter follows the life of William Shakespeare himself, everything from his love affair with Viola de Lesseps to his creation of Romeo and Juliet. A Midsummer NightÃ¢â¬â¢s Dream, is one of the most famous plays of ShakespeareÃ¢â¬â¢s, revolving around the tumultuous relationships of four lovers, aided, and sometimes thwarted by the mischief of fairies. Although Shakespeare in Love outlines a few of the characteristicsRead MoreWilliam Shakespeare s A Midsummer Night s Dream1548 Words Ã |Ã 7 Pagesspoken by Helena in Act 1 Scene 1 line 234, explains that it matters not what the eyes see but what the mind thinks it sees. In the play, A Midsummer Night s Dream, written by William Shakespeare, there are several instances where the act of seeing is being portrayed. The definition of vision is the ability to see, something you imagine or something you dream. This proves that even though one has the ability to see; the mind tends to interfere and sometimes presents a different picture. VariousRead MoreWilliam Shakespeare s A Midsummer Night s Dream990 Words Ã |Ã 4 PagesSymbols in William ShakespeareÃ¢â¬â¢s A Midsummer NightÃ¢â¬â¢s Dream Symbols help to play an important part in giving a deeper meaning to a story. William Shakespeare uses a variety of symbols in his play A Midsummer NightÃ¢â¬â¢s Dream and by using these symbols he offers some insight onto why certain events take place in the play. Symbols are sometimes hard to decipher but as the reader continues to read the symbolÃ¢â¬â¢s meaning might become more clear. Shakespeare uses a variety of symbols in A Midsummer NightÃ¢â¬â¢s DreamRead MoreWilliam Shakespeare s A Midsummer Night s Dream1397 Words Ã |Ã 6 PagesShakespeareÃ¢â¬â¢s comedies, like those of most Renaissance playwrights, involve love and its obstacles. Much of the comedy in A Midsummer NightÃ¢â¬â¢s Dream derives from the attempt of Lysander and Hermia to remain together while overcoming the adult authority figure who attempts to hinder the love of a young couple. The overcoming of an obstacle functions as a common motif in Renaissance comedy. The audience must wonder, however, whether Lysander and Hermia, as well as Demetrius and Helena, actually loveRead MoreWilliam Shakespeare s A Midsummer Night s Dream1207 Words Ã |Ã 5 PagesWilliam ShakespeareÃ¢â¬â¢s A Midsummer NightÃ¢â¬â¢s Dream has been categorized as a comedy play because of all the characters being passionately in love to the point of being foolish. ItÃ¢â¬â¢s a play all about love, and the characters that are in love are only young adults, so they are still naive when it comes to love. Their naivety and foolishness regarding love is what allows them to be taken advantage of by mischievous fairies when they all run away into the woods. By critiquing the love affairs and numerousRead MoreA Midsummer Night s Dream By William Shakespeare1882 Words Ã |Ã 8 PagesWritten during the Elizabethan era where gender roles played an important part in society and relationships, A Midsummer NightÃ¢â¬â¢s Dream by William Shakespeare portrays the interaction between both sexes, and the womenÃ¢â¬â¢s respo nse to the expectation of such norms. Although the characters: Hippolyta, Hermia, Helena, and Titania, are portrayed as objects (both sexual and material) contingent upon their male lovers, they are also given empowerment. During the Elizabethan Era, and present throughout MNDRead MoreWilliam Shakespeare s A Midsummer Night s Dream1277 Words Ã |Ã 6 Pagestogether. Nor will love ever be a controllable compulsion. Maybe we are fools for going into the perilous, eccentric universe of love; yet what fun would life be without it? William Shakespeare s play A Midsummer Night s Dream investigates the unconventional, unreasonable and unpredictable nature of love during his time. Shakespeare conveys this through the main plot of the play, which is composed of the relationships between three couples. The three couples show examples of three different types ofRead MoreWilliam Shakespeare s A Midsummer Night s Dream1442 Words Ã |Ã 6 Pages William Shakespeare is estimated to have lived from 1564 to about 1616. He is often recognized as great English poet, actor, and playwright, and paved the way for many on all of those categories. Over that span he wrote many pieces that are still relevant today such as Romeo and Juliet, Hamlet, and Macbeth. I would like to take a deeper look into one on his pieces Ã¢â¬Å"A Midsummers NightÃ¢â¬â¢s Dream.Ã¢â¬ This piece is estimated to have first been preformed in about 1595 and then later published in 1600. ManyRead MoreWilliam Shakespeare s A Midsummer Night s Dream1014 Words Ã |Ã 5 Pagesplay is heavily influenced by other people. A Midsummer NightÃ¢â¬â¢s Dream, written by William Shakespeare, is a very unique comedy in which love has a different definition with everyone in the play. The play portrays the adventures of four young lovers and a group called the mechanicals along with their interactions with woodland fairies and a duke and a duchess. This work is widely per formed around the world, and itÃ¢â¬â¢s no wonder, it s about the world s most popular pastime, falling in love. But as
Monday, May 18, 2020
Reproductive rights, particularly with regards to abortion, is the main topic of Ã¢â¬Å"The women dying for an abortion in Sierra Leone.Ã¢â¬ This article describes that conditions under which women in Sierra Leone become pregnant unwillingly (Devries, 2016) and seek out an abortion, removing a fetus before it is able to live separately from its mother (Edge Groves, 2006, p.257), as a means of intervention. Someone women in Sierra Leone who end up with an unwanted pregnancy are not educated about the different forms of birth control, others are orphaned teenage girls who often become the victims of rape. In either case, women and girls become desperate and resort to dangerous methods of abortion to avoid carrying the pregnancy to term. Some of which include inserting a coat hanger through their cervix, or having someone jump on their belly to abort the fetus; these extreme measures have lead to poor long term health outcomes and have are associated with a high mortality rate. (Dev ries, 2016) Supporters of anti-choice or Ã¢â¬Å"pro-lifeÃ¢â¬ often base their views on religious beliefs which views abortion as immoral and unethical. Pro-choice supporters on the other hand, maintain that women have the right to their own bodies and should therefore be able to decided if they want to be pregnant. Edge Groves describes the pro-choice view as being, Ã¢â¬Å"the decision to abort [as] one of personal liberty and thus should be legalÃ¢â¬ (2006, p.257). Women should have the right to autonomy when it comes toShow MoreRelatedIs Abortion The Right Way?908 Words Ã |Ã 4 Pages Is Abortion the Right Way to Go? Is abortion good? Is it bad? Abortion is seen different for a lot of people, because everyone has different opinions. In 1973, U.S. Supreme Court held Roe V. Wade said Ã¢â¬Å" protected womenÃ¢â¬â¢s rights.Ã¢â¬ The Supreme Court later found out that Roe V. Wade was wrong. It does count that abortion is a womenÃ¢â¬â¢s right ,but itÃ¢â¬â¢s also the childÃ¢â¬â¢s right to stay alive. In 2013, 22 states passed abortion but 70 other countries restricted abortion. More and more people are actuallyRead MoreArgumentative Essay Outline On Abortion715 Words Ã |Ã 3 Pagesher own body? Abortion has been out in the open as a topic in debate since the 1960s. Abortions have been practiced long before Row v Wade in 1973; there were once anti-abortion laws in 1910. According to thoughtco.com,Ã¢â¬ In the United States, abortion laws began to appear in the 1820s, forbidding abortion after the fourth month of pregnancyÃ¢â¬ . Abortion is still quite a hot topic in 2017, and everyon e is entitled to what they believe is right. The question is, is should abortion be legal in theRead MoreIs Abortion A Good Thing Or A Bad Thing?878 Words Ã |Ã 4 Pages Is abortion a good thing or a bad thing? Is abortion good? Is it bad? Abortion is seen different for a lot of people, because everyone has different opinions. In 1973, U.S. Supreme Court held Roe V. Wade said Ã¢â¬Å" protected womenÃ¢â¬â¢s rights.Ã¢â¬ The Supreme Court later found out that Roe V. Wade was wrong. It does count that abortion is a womenÃ¢â¬â¢s right ,but itÃ¢â¬â¢s also the childÃ¢â¬â¢s right to stay alive. In 2013, 22 states passed abortion but 70 other countries restricted abortion. More and more people areRead MoreEssay about Mother Knows Best: Termination of Pregnancy796 Words Ã |Ã 4 Pagesof whether or not we should allow abortion, or to grant pro-choice has been widely debated in our community lately. This topic is important for the morality of expectant mothers that are dealing with issues of feticide. In recent elections, abortion has become a main point of interest for democrats and republicans. Democrats are mainly pro-choice, while the republicans are preponderantly pro-life affiliates . Different arguments have been discussed as to why abortion should be legal, however, pro-choiceRead MoreAbortion Essay750 Words Ã |Ã 3 Pages Abortion may be one of the most ongoing disagreements throughout time, some may consider this act as wrong such as specified in this quote by Mother Teresa: Ã¢â¬Å"The greatest destroyer of peace is abortion because if a mother can kill her own child, what is left for me to kill you and you to kill me? There is nothing between.Ã¢â¬ Abortion not only murders an unborn child, causes guilt for the motherÃ¢â¬â¢s decision to end her pregnancy and may cause problems to the motherÃ¢â¬â¢s health; abortion is irreversibleRead MoreConvenience Is A Priority For A Fast Movie World Like Today Essay1571 Words Ã |Ã 7 Pagesdefenders of abortion will concede that the entity in the womb is still not, or not yet, a person.Ã¢â¬ Not a person has nothing to do with science and everything to do with someone s own moral philosophy. With that thoug ht we re either persons or property; most people are reluctant to call a human child a piece of property. Many controversial thoughts are brought up in this subject abortion is about profit, Outlawing abortion will mean back-alley butchers and countless women dying, trauma and miseryRead MoreAbortion Arguments For Abortion728 Words Ã |Ã 3 PagesThe pro-life and pro-choice argument is ongoing, but perhaps one of the most common mistakes when looking at the abortion question is to assume that all abortions are the same. Not only that, the argument that abortions should not be allowed under any circumstances asserts claims on the immorality of abortion as it emphasizes that abortion is wrong. On the other hand, to allow abortion does not imply that it is right, it merely says that it is, so if a person who is pregnant feels it is wrong, thenRead MoreAbortion Is A Fundamental Right For Women962 Words Ã |Ã 4 PagesAbortion is a fundamental right for women which is guaranteed by th e Constitution. This right came from the court case Roe vs. Wade in 1972. The court case favored abortion which remains in the law today. It guarantees the right to privacy of certain areas. The right of privacy goes to the extent of a womanÃ¢â¬â¢s decisions of her pregnancy. In todayÃ¢â¬â¢s society, it is more said as the woman is control of her body, therefore it is the womanÃ¢â¬â¢s choice to do what she pleases with her body. Thus meaning, itRead MoreShould Abortions Be Legal?970 Words Ã |Ã 4 PagesShould abortions be legal? Everyone has their own opinion when it comes to abortions. According to the Merriam-Webster dictionary, an abortion is, Ã¢â¬Å"the termination of a pregnancy after followed by a death of the embryo or fetus as an expulsion of a human fetus during the first twelve weeks of gestation-miscarriage. Abortions are a topic which most people will not agree upon. A lot of people do not believe in abortions, while other people support them. Some people say tha t abortion is murder, andRead MoreAbortion : The Legal Precedent1170 Words Ã |Ã 5 PagesThere have been many debates over abortion. One of the more famous acts in history about abortion is Roe vs. Wade on January 22, 1973. In this case the U.S. Supreme Court recognized that the constitutional right to privacy extends to a womanÃ¢â¬â¢s right to make her own personal medical decisions. This includes the decision to have an abortion without interference from politics and regulations, or religion. Therefore, a state may not ban abortion prior to viability. About 42 years have passed and numerous
Monday, May 11, 2020
The Importance of Customer Satisfaction in Relation to Customer Loyalty and Retention by Harkiranpal Singh May 2006 UCTI Working Paper WP-06-06 The Importance of Customer Satisfaction in Relation to Customer Loyalty and Retention Harkiranpal Singh Asia Pacific University College of Technology Innovation Technology Park Malaysia Bukit Jalil, 5700 Kuala Lumpur, Malaysia May 2006 firstname.lastname@example.org Abstract To be successful, organizations must look into the needs and wants of their customers. That is the reason why many researchers and academicians have continuously emphasized on the importance of customer satisfaction, loyalty and retention. Customer satisfaction is important because many researches have shown that customerÃ¢â¬ ¦show more contentÃ¢â¬ ¦Furthermore, it is important to realise that many customers will not complain and this will differ from one industry sector to another. Lastly, if people believe that dealing with customer satisfaction/complaint is costly, they need to realise that it costs as much as 25 percent more to recruit new customersÃ¢â¬ . Friendly Employees Courteous Employees Knowledgeable Employees Helpful Employees Quick Service Overall Customer Satisfaction Accuracy of Billing Billing Timeliness Ã¢â¬ ¢ Billing Clarity Service Quality Good Value Competitive Pricing Ã¢â¬ ¢ Figure 1 Factors that Affect Customer Satisfaction In order to achieve customer satisfaction, organisations must be able to satisfy their customers needs and wants (La Barbera and Mazursky, 1983). CustomersÃ¢â¬â¢ needs state the felt deprivation of a customer (Kotler, 2000). Whereas customersÃ¢â¬â¢ wants, according to Kotler (2000) refer to Ã¢â¬Å"the form taken by human needs as they are shaped by culture and individual personalityÃ¢â¬ . Aaker (1995) said that the strategic dimension for an organisation includes becoming more competitive through customer satisfaction/brand loyalty, product/service quality, brand/firm associations, relative cost, new product activity, and manager/employee capability and performance (Figure 3). Effect of Customer Satisfaction on Profitability Customer satisfaction does have a positive effect on an organisationÃ¢â¬â¢s profitability. According to Hoyer and MacInnisShow MoreRelatedEffectiveness Of Loyalty On Customer Retention884 Words Ã |Ã 4 PagescompanyÃ¢â¬â¢s service quality, trust, commitment and communication that leads customers from prospects to partner. However, it is not really easy task for companies to achieve customer as partner. It needs extensive effort from brand to get it. Loyalty program In the initial part of study, it has elaborate meaning of loyalty. Now, this section has presented literature on effectiveness of loyalty on customer retention. Loyalty program often considered as value sharing or enhancement instrument. SabolRead MoreCustomer Service Process Of Customer Loyalty And Their Retention851 Words Ã |Ã 4 PagesCustomer service is the process of interacting with the customers and the companies to understand the customersÃ¢â¬â¢ demands and queries. The customer service is there for each top restaurant who wants to provide a better dining experience to their customers and to get feedbacks from them (Huemer and Setzer, 2011). The customer service helps the company or the restaurants to understand the needs and demands of its customers. By doing that, the company can retain their customers who become loyal to theRead MoreCase Study Hypothesis: Wow Gifts Ensure Retention and Customer Loyalty713 Words Ã |Ã 3 Pagesgifts ensure retention and customer loyalt y. Management Dilemma The problem presented in the business research case study is the issue of whether or not customer loyalty is being gained from the allocation of money into wow gifts. The second issue is will there be an increase in customers if the money is allocated into advertisement to increase the potential in sales therefore increase the potential in profit, achieving quantifiable results. Overall the main issue is, will customer loyalty or increaseRead MoreHhonors Case Study1002 Words Ã |Ã 5 PagesHilton HHonors Strategic Response to Starwood Preferred Guest: The Battle for Customer Loyalty Hilton HHonors is a program which was designed to build loyalty to the Hilton brand worldwide. Membership in the program is open to anyone who applies at no charge. Members earn points toward their Hilton Honors account whenever they stay at a HHC or HIC property. Like many other reward programs, as members accumulate points they can redeem them for HHonors hotels or use them toward products and servicesRead MoreCustomer Retention Strategies At Mcdonald s Corporations1502 Words Ã |Ã 7 PagesAn Analysis of the customer retention strategies at McDonald s corporations 1b What is the issue/problem that your proposal addresses and why is it important to the reader? This research proposal aims to address the several customer retention strategies implemented by the famous food chain restaurant, Mc Donald. Bearing in mind the increased significance of enhanced customer relationships, this topic is worthwhile to be examined for gaining an insight about the different tactics and strategiesRead MoreEssay about Customer Relationship Management687 Words Ã |Ã 3 Pagesthere. Customer relationships are the most important factor for companies to consider when aiming toward success. What can companies do to improve customer relationships? Improving customer loyalty means the customer keeps coming back even if they are not always completely satisfied with the product. When I think about what brings customers back, and the most important part of a companyÃ¢â¬â¢s success, it is undeniably customer relationship management. With it being easier for customers to shop fromRead MorePaper on Customer Retention1638 Words Ã |Ã 7 PagesINTRODUCTION Customer retentionÃ is the activity that a selling organization undertakes in order to reduce customer defections. Successful customer retention starts with the first contact an organization has with a customer and continues throughout the entire lifetime of a relationship. A companyÃ¢â¬â¢s ability to attract and retain new customers, is not only related to itsÃ productÃ or services, but strongly related to the way it services its existing customers and the reputation it creates within andRead MoreCommunication : A Important Factor1549 Words Ã |Ã 7 Pagesimportant factor that needs to consider for building relationship with customer and make them loyal. Communication needs to be two way between customer and company. Social media platform has enriched communications among people. Therefore, it has open up new opportunity for companies to interact with customer more. Companies can open up their page to increase interaction with the customer on social media platform. On the o ther, customers also interested to interact with brands page and know brand theirRead MoreTelecommunication Industry: The Bond Between Loyalty of Customers1351 Words Ã |Ã 6 Pagestechnology. Satisfying the customers need is the top priority of almost every organization. Fast paced technological growth is the main determinant of increased customersÃ¢â¬â¢ expectations from the marketers of products and services. Both internet and web enabled technologies complemented the CRM in a significant manner. The approach of research is to gauge the impact of the electronic customer relationship management required in the creation of commitment and the customer base retention in the sector of IranRead MoreCustomer Retention1590 Words Ã |Ã 7 PagesMake Customers Come Back - Winning Customer Retention Strategies Customer Retention marketing is a tactically-driven strategy to keep relationships with customers going and increase customer interest. This strategy relies on the study of custo mer behavior. Here are the basic tenets of a marketer that seeks to increase customer retention: 1. Past and Current customer behavior This is the best predictor of how customers will behave in the future. They are the characteristics marketers should most often
Wednesday, May 6, 2020
In the play A Doll House, there are many references pertaining how a woman was expected to behave and how men were expected to behave in the time that this play was written. NoraÃ¢â¬â¢s character first appears to be very Ã¢â¬Å"femaleÃ¢â¬ . For an example, she doesnÃ¢â¬â¢t have a real job, she spends money carelessly, and she say and do things to make her appear very dependent on Torvald. On the other end Torvald her husband, makes the money for the family and he appears to be the nice one in the house. Role playing seems to be a game in IbsenÃ¢â¬â¢s A DollÃ¢â¬â¢s House. The main characters Nora and Torvald pretend to be someone who other people would like them to be, instead of being their true indentify. During those times the rules of society was that a woman was suppose to be a trophy wife and pleased a man in any way he asks and the man works and provides for his family and if you went against the rules you were acting unhuman like. Nora miserable by been treated by th e rules of society decides to play by her own rules and leaves her husband despite what society would thinks about her. While reading A doll House, I realized that Nora was treated as a puppet/doll mostly by her husband. Throughout the play he would treated her as he was her father rather than her husband. Torvald watched her evey move. He even made sure she didnÃ¢â¬â¢t eat sweets fearing that it would ruin her pefect teeth. Hel, Ã¢â¬Å"HasnÃ¢â¬â¢t Miss Sweet Tooth been breaking rules in town today?Ã¢â¬ Nora, Ã¢â¬Å"No; what makes you think that?Ã¢â¬ Hel,Show MoreRelateda dolls house1153 Words Ã |Ã 5 PagesÃ¯ » ¿ A DollÃ¢â¬â¢s House South University IbsenÃ¢â¬â¢s a doll house centers around a time where men worked and women were the care givers of the home. In a DollÃ¢â¬â¢s House there were some major points made that eventually led up to that one defining moment. The defining moment for me was when Nora decided that she no longer wants to live the lifestyle of being the Ã¢â¬Å"dollÃ¢â¬ . It starts with Torvalds reading the letter about her borrowing the money and NoraÃ¢â¬â¢s secret is finally exposedRead MoreDoll House799 Words Ã |Ã 4 PagesIn A DollÃ¢â¬â¢s House by Henrik Ibsen, a woman named Nora is facing a life altering situation that stands to both ruin her social and private life. In dealing with the potential outcomes of the scenario, Nora comes to find that she has been living a convenient mistruth. NoraÃ¢â¬â¢s greatest and most damaging lies are lies she tells to herself. As is seen numerous times throughout the play, Nora hides, withholds, and distorts the truth in order to please everyone around her, including herself. Nora is presentedRead MoreA Doll s House : Dolls2775 Words Ã |Ã 12 Pages A DollÃ¢â¬â¢s House: Dolls in Real Life Introduction Today, the accepted roles of both women and men judged by societyÃ¢â¬â¢s expectations is an extremely controversial topic. Feminism is a battle that many women are fighting, because even though todayÃ¢â¬â¢s women can be and accomplish almost anything, men often play the more superior role in many relationships. The role of women has been viewed differently throughout different points in history and in different areas. However, many people don t realize thatRead MoreA Doll s House : Dolls2775 Words Ã |Ã 12 Pages A DollÃ¢â¬â¢s House: Dolls in Real Life Introduction Today, the accepted roles of both women and men judged by societyÃ¢â¬â¢s expectations is an extremely controversial topic. Feminism is a battle that many women are fighting, because even though todayÃ¢â¬â¢s women can be and accomplish almost anything, men often play the more superior role in many relationships. The role of women has been viewed differently throughout different points in history and in different areas. However, many people don t realizeRead MoreAnalysis Of A Doll House 846 Words Ã |Ã 4 PagesDoll house NoraÃ¢â¬â¢s marriage has been a sham ever since the start. By the standard of modern day, she has legitimate ground to leave her husband Torvald. Because Torvald only cares about his image, he treats Nora as an object rather than a wife, Nora has never been taken seriously by her husband, and Torvald only loves her for her appearance. Torvalds image is of great importance to him considering now he is a bank manager, and he will not allow anything standing in his way to ruin this imageRead MoreA Dolls House Essay790 Words Ã |Ã 4 PagesIt has been said that, some people think that itÃ¢â¬â¢s holding on that makes one strong; sometimes itÃ¢â¬â¢s letting go. In Henrik IbsenÃ¢â¬â¢s A DollÃ¢â¬â¢s House, NoraÃ¢â¬â¢s departure becomes the controversial topic of debate for many readers; was Nora Helmer justified in leaving her husband and kids or not? It is argued that both parents are needed for a child to succeed in life and that separation is an act of cowardness. Howeve r, several readers also debate that Nora was justified in leaving Torvald and her kids.Read MoreSymbolism in A Doll House1501 Words Ã |Ã 7 Pages456 The Use of Symbolism in A Doll House Author Margaret Trudeau once said, Ã¢â¬Å"I canÃ¢â¬â¢t be a rose in any manÃ¢â¬â¢s lapelÃ¢â¬ (Ã¢â¬Å"I CanÃ¢â¬â¢t BeÃ¢â¬ ). This quote expresses exactly what was going through many womenÃ¢â¬â¢s minds during the 1800Ã¢â¬â¢s in Norway. Women had let their husbands control their lives for ages before the 1800Ã¢â¬â¢s. Soon, they could no longer stand being the rose in their husbandsÃ¢â¬â¢ lapel. The women of Norway longed for freedom and began to rebel. Henrik IbsenÃ¢â¬â¢s play, A Doll House, displays what women were goingRead MoreTrifles And A Doll House969 Words Ã |Ã 4 Pageshundreds were not thought of as important as a man. The role of the woman was to stay home and perform household duties such as, caring for the children and the home. The role of the man was to work and speak for the family. The dramas Trifles and A Doll House, show how two women will commit a crime at all cost and somehow contrast with each other. Trifle is a word which is used to describe something with little importance or value. According to Suzy Clarkson Holstein, Ã¢â¬Å"SUSAN CLASPELLÃ¢â¬â¢S Ã¢â¬ËTRIFLESÃ¢â¬â¢ isRead MoreSymbolism : A Doll House1069 Words Ã |Ã 5 PagesBrittany Drake Professor Hammond English 102-106 Poetry Essay 6 October 2015 A Doll House: Symbolism In Henrik IbsenÃ¢â¬â¢s A Doll House, there is plenty of symbolism that helps the play to move forward. Symbols as small as Nora eating macaroons, the tarantella dance, and the Christmas tree to as broad as New YearÃ¢â¬â¢s. The macaroons and the tarantella reveal NoraÃ¢â¬â¢s personality and her character. The Christmas tree and the concept of New YearÃ¢â¬â¢s reveal the current states of the relationships in the playRead MoreA Doll House 3800 Words Ã |Ã 4 Pagescharacter, Torvald, in the play A Doll House, by Henrik Ibsen could be viewed as a morally ambiguous character. He displays the character traits of a morally ambiguous person. TorvaldÃ¢â¬â¢s personal consumption of appearances shows how he treats his wife and home and personal pride. TorvaldÃ¢â¬â¢s wife Nora is the center of several of the traits that classify him as a morally ambiguous character. Nora is more like a possession to Torvald than a soul mate or wife. She is like a doll to him, something that he
When investigating crimes, each type of crime has different types of investigation techniques that investigators will use to solve the crime at hand. One of the major crimes that investigators take part in is homicide investigation. There are several types of homicide ranging from justifiable, excusable, and criminal homicides, to murder and manslaughter. We will write a custom essay sample on Investigation Techniques or any similar topic only for you Order Now Though sometimes mistaken, suicide is technically not a form of homicide.The definition of suicide is the taking of oneÃ¢â¬â¢s own life whereas the definition of homicide is the killing of one human being by another. This can sometimes be mistaken because suicides are at first treated like a homicide until investigators are sure that the life taken was actually a suicide because sometimes there may be foul play that would result in a homicide. When investigating a homicide a lot of your evidence can come directly from the body of the deceased. When examining the body of the deceased, investigators often look at the type of wounds inflicted on the individual deceased.They often look for stab or gunshot wounds and if those wounds are in the front or back of the body. This can help them determine not only what type of weapon was used, but where the person that may have murdered the individual was standing at the time and where to begin looking for evidences such as shell casings. If the individual was strangled they can sometimes determine what the killer used to strangle the victim. They can also use things such as body temperature to determine things like the time of death, or look for bruises or scratch marks to determine if there was a struggle involved.If there was a struggle, they will then look under the fingernails of the victim for possible DNA that may have been left if the victim grabbed a hold of their killer. Modus Operandi is also an important factor when it comes to death investigations. If determined a homicide, investigators can then, after all the evidence is collected and cause of death determined, look up past records of individuals who have committed crimes of certain types of homicide in the past.After this they can begin na rrowing down possible suspects for that type of homicide that was committed. Investigators use many ways to determine the death of victims, sometimes they are homicide and sometimes they can be suicides. They use the evidence they have gathered from the scene and body to make the their decisions on this and how and when the person died.References Osterburg, James W. and Richard H. Ward: Criminal Investigation:A Method for Reconstructing the Past. 5th ed. , Lexis/Nexus How to cite Investigation Techniques, Papers
Accomplishment I could not stop the tears rushing from my eyes, splashing against the cold ground so heavily. I could feel the brisk wind, harsh against my damp face as I struggled to look for a shelter. I used to feel pity for those who were homeless, but after I experienced being desolate myself, I came to the realization that they are very strong people. They are strong because they have the will-power to stay alive, and try to do better for them. There had been tension In my household, and I was always uncomfortable.I tried my hardest to stay out of the house by hanging out with my friends. Their parents enjoyed my company and had let me stay the night a plethora of times. It was a relief for me because I did not have to stress over the unbearable Judgment of my family. I was gone for a week, going from house to house partying, drinking, and being reckless. We will write a custom essay sample on Accomplishment: Debut Albums and Old Brown Paint or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page I had recently turned 18, and I felt no one could authorize me. I thought of myself as an adult, and I soon came to realize I would be treated like an adult. Evacuated. Deserted? Displaced!I returned home to find my roomed clean spotless; room the mahogany dresser I had In the corner near my dusty TV, to the old brown paint chipped door. I was speechless. I could not fathom what was happening. The only thoughts running through my head were, Did we get robbed? or, Did my family move out or something? I could hardly breathe, and while gasping for air, I heard the front door open. I ran towards the brightly lit living room, where I saw my grandmother standing in the middle of the plush carpet. She was on the phone talking to my mom, saying . .. Yeah, Its Just something we have to do. I started entering what she was going to do, until she shouted, He Alan goanna like It, but hes goat grow up! I just stood there appalled. I responded at that point, and the news that I got changed my life forever. On August 1, 2013, I was kicked out of my grandmothers house. I walked the streets with a torn suit case full of clothes, two old backpacks full of underclothes, and three grocery bags full of shoes. My shoulders started aching like they never have before; It felt as If my scapula was going to snap. The soles of my feet began to form blisters, as I walked for miles looking for a place to est. my head.I had become a vagabond, meandering through the City of Lynchburg. That is when I realized I had to change my life around. I realized that my being at the bottom of the pyramid was a way of pushing me to make my way to the zenith, to survive. I did everything that I could to make sure that I would be well off. I went to the public library, used their computer, and proceeded to apply for Job in my area. I was starving; had not eaten In days. The pain In my stomach felt terrible, and I my friends mother. She asked me was I okay, and I told her everything that happened the past couple of days.She understood, and took me home with her. Ms. Cynthia Reid took me under her wing, and allowed me to stay in her home until I get on my feet. I was truly gracious for her kindness, and I have so much more respect towards her. I was going into deep depression, ready to give up, ready to die, but because of the grace of God, by his guidance and strength I was able to make it. I consummated that I never really knew how sustainable I was until I had nothing. A person never really knows how powerful they are until they are pushed to their limits. I have been pushed to limits, and it has made me a stronger person.